Interest Rates in 2023: Boom or Bust or Flat?

2022 saw a massive shift in interest rates for properties. What started off in the low 3s (for investment properties!!!) moved up to mid-7s and is now back down to around 6%. We’ve heard people talking about the causes of […]

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3/1 and 2/1 Buydown

● Graham W. Parham ● November 10, 2022 ● Conventional Products Mortgage 101 Mortgage Topics ● No Comments

What Is A Buydown On A Mortgage? A buydown is a way for a borrower to obtain a lower interest rate by paying discount points at closing. Discount points, also referred to as mortgage points or prepaid interest points, are […]

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Should I Pay Off My Rental Mortgage?

● Graham W. Parham ● July 23, 2015 ● Mortgage 101 ● No Comments

If I pay off my rental mortgage, my cash flow will definitely increase. It has been a year since I paid off my last mortgage, not literally my last mortgage, but the most recent one I paid off. My investment […]

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How To Get The Best Deal On A Mortgage

● Graham W. Parham ● April 22, 2015 ● How to Get a Mortgage ● No Comments

The single biggest debt/financing/liability/interest paid over time decision most people make, is choosing the best mortgage deal available, when buying or refinancing their home. So, what is the best way to do that? There is certainly no shortage of choices […]

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Mortgage Lending

Interest Rates in 2023: Boom or Bust or Flat?

3/1 and 2/1 Buydown

Should I Pay Off My Rental Mortgage?

How To Get The Best Deal On A Mortgage

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